Regardless of your credit score, we want to help you into the new, or new-to-you, vehicle you’ve been looking for. Have a credit score as low as 400? We can help! We also offer great services like pickup and delivery. You can also shop online with our Online Shopper tool. Learn more about our services and how we can help get car loans for people with bad credit at our finance center.
In order to get bad credit car loans, there are a few things to keep in mind. First, is this the right financial move for you? Have these things in order to get yourself ready to finance a vehicle with bad credit:
Determine how much you can afford to pay per month based on your budget.
Make a bigger down payment if possible.
Try to clean up your credit report before applying for a loan.
Be honest about what kind of car you should buy, and don’t get more than you need.
Online Shopper: How Does It Work?
Online Shopper is a tool you can use to car shop from home while using your information to find out personalized payments and financing without going into the dealership. So now that you know about this tool, and once you’ve decided to give it a try, how does it work?
Select Your Car: Find the new vehicle or used vehicle you’re looking for in our online inventory, and then select “Explore Payment Options.”
Answer Questions: A new tab will open, and you’ll be asked basic questions about you, your driving habits, any potential rebates, and your credit score. This information gives Online Shopper what it needs to create your personalized deal.
Trade-In: If you’re trading in a car and putting the money toward your purchase, you can also fill in details about the year, make, model, and condition of your current vehicle.
Down Payment: At this point, you can tell Online Shopper how much you’d like to put down toward your vehicle purchase. You don’t make the payment at this time; rather, this info is used to create your finance offer.
Choose Finance Terms: Select your preferred finance terms, and you’ll be given a finance offer based on all of the previous information you’ve provided.